Total Upfront Cash
$0
Monthly Installment
$0
Monthly Cashflow
$0
Breakeven Year
-
Total Interest Payable
$0
Monthly Maint Fee
$0
Year 1 Detailed Breakdown
Rental Yield:
0.00%
Setup & Entry Costs
Down Payment$0
First Reno / Setup$0
State Levy$0
Stamp Duty (MOT)$0
Legal Fee$0
Consent Fee$0
Year 1 Operations
Annual Maintenance$0
Annual Installments$0
Annual Rental Receivable
$0
Annual Operations Expenses (Y1)
$0
Annual Cash Flow (Y1)
$0
Notes & Assumptions
- Calculations: Default rates are based on the 2024 Malaysian Budget and the Solicitors' Remuneration Order (SRO) 2023.
- Entry Fees: State Levy, MOT, and Legal Fees are calculated as a percentage of the Property Price.
- Resale vs New: Stamp Duty (MOT) for Resale properties follows a tiered scale (1% - 4%). For New developments, these are often absorbed by developers (set to 0% default).
- Financial Disclaimer: This calculator is only a guide. Results vary according to different financial institutions. PropROICal doesn't guarantee its accuracy or applicability to your circumstances.
| Period | Prop Value | Accum Rent | Loan Bal | Accum Exp | Yearly Cashflow | Net Profit/Lost |
|---|
Projection Notes & Estimations
- Property Value Estimation: Calculations use a phased appreciation multiplier based on historical trends: Years 1-2 (1.0x), 3-5 (1.1x), 6-9 (1.3x), 10-14 (1.4x), 15-20 (1.5x), 21-24 (1.6x), 25-30 (1.7x).
- Occupancy Assumption: Rental income assumes a 100% occupancy rate.
- Net Profit/Lost: Logic used: (Estimated Property Value + Accumulated Rental Income) - (Remaining Loan Balance + Accumulated Expenses + Initial Down Payment + Entry Fees + Setup Costs).
- Exclusions: These figures do not include agent commissions from leasing or selling, or other potential costs/fees involved in property transactions.
- Financial Disclaimer: This calculator is only a guide. Results vary according to different financial institutions. PropROICal doesn't guarantee its accuracy or applicability to your circumstances.